Insurance
Liberty Mutual Insurance offers auto, homeowners and renters insurance to VAR members at discounted rates. Additional benefits include automatic 24-hour emergency roadside assistance, convenient payment plans and outstanding claims service. Please specify group code 4624 to receive your discounted rate.
For more information and to receive a free rate quote, contact Mike Brand at (804) 527-3902 ext. 51591 or visit the Liberty Mutual site for more information.
Real estate errors and omissions insurance (E&O) coverage from Pearl Insurance is underwritten by the A-rated (by A.M. Best) XL Insurance companies (through Greenwich Insurance Company and Indian Harbor Insurance Company.) Our E&O program has earned sponsorships from over 40 national, state and local real estate associations, including VAR since 1984.
Because Pearl understands real estate professionals' hectic lifestyles, we designed our Click. Quote. Buy. process for E&O shopping. We've made it easy for you to login, obtain a quick E&O quote, and, if qualified, even buy your policy online immediately at PearlInsurance.com/quote.
As a Pearl E&O insured, you'll receive valuable risk management tools and services to help educate you on effectively minimizing your legal liability. All attendees of our Risk Management Seminars are eligible for premium credits. In addition, you'll gain access to our entire online library of monthly Risk Managers and receive mailings of our quarterly newsletters. View samples of our Risk Management information here. Call (800) 289-8170 or visit the Pearl website for more information.
In addition to quality, comprehensive Errors & Omissions coverage, Pearl also provides life and health insurance solutions for real estate professionals and their families. We have extensive experience working with these plans and maintain strong relationships with many highly rated carriers in the market. This background allows us to customize our products and services to create a plan that fits your specific needs and budget. Visit Pearl's Health page for more information.
VAR is pleased to offer members a variety of health and financial wellness programs. All plans are completely individualized to include the coverage you want. Choose from several options including:
- Limited Medical
- Cancer Insurance
- Pre-paid Legal Services
- 401(k) Service
- Critial Care Coverage
- Life Insurance
- more!
Visit the VAR Edge site for more information.
The Group Renter’s Insurance Program (“GRIP”) was created by Rutherfoord in conjunction with Chip Dicks and the team at FutureLaw to meet the requirements of the Virginia Residential Landlord Tenant Act (“VRLTA”).
The VRLTA authorizes the landlord to use the tenant’s money to buy renter’s insurance for the tenant. The GRIP provides the tenant insurance liability coverage, and property and casualty coverage for their contents, and uses the landlord’s volume buying power to obtain a discount on the renter’s insurance premiums. So, the tenants get quality renter’s insurance coverages for a good price. As a result of 100% of your tenants having insurance coverage for liability, and for property and casualty, the landlord is likely to experience a significant savings in the costs of their own insurance coverages. The goal of the GRIP is to create the classic “win win” situation.
Please contact Chuck de Cuir at Rutherfoord Insurance for more information by calling (757) 456-0577 or by e-mailing Chuck at charles.decuir@rutherfoord.com.

